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How it works & FAQ

What is Paying Off Mortgage Early?

A place for people to share their mortgage payoff goal publicly and let generous strangers help them get there faster - a little at a time, starting from just £1.

Is my contribution a donation to charity?

No. A contribution here is a voluntary, no-reward gift from one individual to another. It is not a charitable donation (we are not a registered charity), not a purchase of goods or services, not an investment, not a loan, and not a raffle, lottery or equity arrangement. There's nothing to claim back and no return expected.

How do I know a campaign is real?

Every campaign is reviewed by a real person before it's published - we check the story makes sense and the goal is realistic. We can't independently verify every mortgage statement, so use your own judgement the same way you would with any crowdfunding platform, and never send money outside of this site's own checkout.

Where does my money go?

Payments are processed securely by Stripe and paid out to the campaign owner. We don't hold your card details.

Can I contribute more than £5,000?

For contributions above £5,000 we ask you to get in touch first rather than completing an automatic card payment - just so we can say thank you properly and make sure everything's in order.

Is it free to list my mortgage?

Yes, listing a campaign is completely free.

Can I remain anonymous when I contribute?

Yes - tick "Give anonymously" on the contribution form and your name won't be shown publicly.